Home Insurance Coverage Types
Dwelling Coverage
Protects the physical structure of your home against covered perils like fire or windstorms.
Personal Property
Safeguards your belongings, such as furniture and electronics, even when they are outside your home.
Liability Coverage
Helps cover legal and medical costs if you are found responsible for injury or property damage to others.
Loss of Use
Covers additional living expenses if your home becomes uninhabitable due to a covered claim.
Medical Payments
Pays for minor medical expenses for guests injured on your property, regardless of fault.
Smart Savings
Home Insurance Discounts
Maximize your value by leveraging our comprehensive range of homeowners discounts tailored to responsible residents.
Multi-Policy
Bundle home and auto for significant premium reductions.
Security Systems
Credits for monitored fire, burglary, and water sensors.
Claims-Free Credit
Rewarded loyalty for homeowners maintain a claim-free history over three or more consecutive years.